Having not enough money to clear the too many bills for United States consumers, the conclusion is not frequent a small claims court like the one here in Pike Township, Marion County, Indiana.

Judge A. Douglas Stephens, who headed over all the township’s small-claims cases, calls himself a Renaissance redneck. He says he has little tolerance capacity for the weak oppose of people who try to evade their economical obligations. Soon after his 2003 election, he calls back, two insurance executives in bad suitssat muttley in the back of his courtroom to see if he would decide in favour of their company in a controversial damage from car mishap. On the basis of material facts he ruled accordingly.

During the financial crisis, the recession and its conclusion made debt collectors and companies try to collect on overdue bills becomes piled up. Now they are borrowing a strategy from plaintiff’s lawyers. They move around for the better places to bring their claims and the debt collectors are not so much worried about whether a court will rule that the debtor owes the money or most of the cases fairly clear out on that issue but about how sharply the collectors can engage a debtor’s asset.

Where the debtor resides only there can be filing of lawsuit to collect on bad debts takes place. Most of the cases, debt collectors do not get to select the court in which the cases will be heard. Unless it contains a particularly large debt, it will be the small-claims court in the debtor’s county, and there’s no way for a debt collector to select the judge.

Location Matters in Debt Collection

Report by: – Vibhanshu Vaibhav